More Than One Card? = Barclaycard's & Chase

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More Than One Card? = Barclaycard's & Chase

Postby SpriteZero1017 » Wed Apr 23, 2014 9:23 am

Hello... thanks upfront for any advice or info. Really good and informative place here.

I'm grateful to have been able to very successfully repair and broaden my credit the last year and have grown my scores for low 600s to mid-700s. I recently got a new car loan and a handful of really good cards. The primary reason for the cards (outside, of course, for general credit building) is to churn through them quickly for their initial rewards. I am traveling to England next summer (2015) with my two teenage sons and am trying to garner as many miles and point as possible to cut down on the airfare costs.

My new cards are about 2 months old and I will be done running through the required spend on them in about 2 more months. After that I would like to apply for both the US Airways card (Barclaycard's) and British Airways card (Chase). But the thing is two of my new cards are the Barclaycard's Arrival and Chase Sapphire Preferred.

So my question is - will Barclaycard's and Chase allow me to carry more than one card? I hear Barclaycard's can be a little more strict with that?

With my Citi AAdvantage miles, some older USAir miles I have and travel rewards from CapOne Venture and CSP I'm doing great toward meygoal but the USAir card and the B.A. card would get me over the top as they're all OneWorld and USAir and A.A. will allow combining of points before my trip happens. The B.A. miles could be applied toward AA flights (to avoid the fuel charges if used on actual B.A. flights).

Thanks again for any info.

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Postby takeshi » Thu Apr 24, 2014 1:15 pm

SpriteZero1017 wrote:So my question is - will Barclaycard's and Chase allow me to carry more than one card?

Can't speak to Barclaycard's but I have 4 Chase cards.

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Postby linuxmachine » Thu Apr 24, 2014 7:47 pm

you can have multiple cards with either banks, but Barclaycard seems to be more sensitive about your overall CL as well as number of accounts. I'd apply for the Barclaycard first.

That said... I'm not sure whether you mean to say you can book AA with avios to acquire award flights, or if you wish to use BA miles to pool together with your AA/USAir miles. I don't think you can do the latter. Also, you will still get fuel surcharges if you book AA via Avios if you are planning on going to Europe.

I would also consider a hotel card like IHG or Carlson for budget stays overseas if you are planning to staying at hotels. They have some pretty good deals.

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Postby Snowman » Thu Apr 24, 2014 10:17 pm

I have 2 Chase cards, Chase bases your total CL on income and assets. Barclaycard does the same, but Barclaycard is much more strict with newer credit and will CDL you if you go an app spree in many cases. Chase is much more generous with their limits too. They will let you carry more then one card but go easy on how often you least for 6 months.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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