Down in a hole....feeling so small

For just about anything you want to get off your chest about credit cards.
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linuxmachine
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Postby linuxmachine » Mon Apr 21, 2014 4:53 pm

sucks for that guy... he should be happy there is a concept of 'debt forgiveness' on any level in this country. some other places, he'd have to sell off some family members and lose a few organs for that kind of behavior.


TheLethargicAge
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Postby TheLethargicAge » Mon Apr 21, 2014 5:15 pm

MemberSince99 wrote:As soon as I read it I thought of you and how you called exactly what was going to happen a couple of months ago when he was applying for everything under the sun (and mostly getting declined at the time). Then he gets approved for cards, his dad gets approved, and a month later we hear how deep in debt they are and they can't pay the bills and are talking BK. I mean you can't make this stuff up.


I did? I don't remember.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

TheLethargicAge
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Postby TheLethargicAge » Mon Apr 21, 2014 5:27 pm

Member, it was otter who foresaw it.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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nismoZtuner
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Postby nismoZtuner » Mon Apr 21, 2014 6:22 pm

otter wrote:Do a buncha shopping card tricks... then buy a bunch of merchandise maxing out the cards at the stores you have the cards for (Victoria Secret, etc). Bring it back the next day and bully the cashier into giving you cash refunds instead of crediting the cards. Go to the doctor with some fake illness and use your Care Credit card (that you are AU on). Go back the next day and say he/she made you sicker and threaten them with a malpractice lawsuit(works best if you bring a friend along who has a nice business suit to pretend he is an attorney). They should give you refund (in cash hopefully!)

Use your money to hire a bankruptcy lawyer. Ask for the "Bears and Turtles" family plan and receive a 10% DISCOUNT!


hahah smart guy..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

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nismoZtuner
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Postby nismoZtuner » Mon Apr 21, 2014 6:45 pm

MemberSince99 wrote:Well, maybe declaring family BK will do?


I'm glad someone "got" it, you obviously saw the thread....



link? please...
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

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OldMan
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Postby OldMan » Mon Apr 21, 2014 8:23 pm

nismoZtuner wrote:link? please...


Go over to myfico and search bear turtle. You'll find it.
My Wallet:
Discover IT - $4000;
AMEX BCE $12000;
Citi Double Cash - $6600;
CHASE AARP Visa - $5000;
Banana Republic $1200;
NFM - $20,000;
Sears (Citi) MC - $6000;

MemberSince99
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Postby MemberSince99 » Mon Apr 21, 2014 8:46 pm


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otter
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Postby otter » Mon Apr 21, 2014 11:44 pm

TheLethargicAge wrote:Member, it was otter who foresaw it.


From Feb 20th:
otter wrote:I happened to lurk on FICO the other day in a hotel's business room and saw BearsNTurtles parents both went on major app sprees. Looks like the whole family is going to be filing bankruptcy together... There's probably a family rate that bankruptcy attorneys have that the B&T family can take advantage of!


Not that that took any real foresight... I knew this was coming when I read his thread about getting the Sony Card so they could buy a huge flat screen TV. Nothing makes a single wide trailer look spiffier than a nice TV!
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

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otter
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Postby otter » Tue Apr 22, 2014 12:25 am

MemberSince99 wrote: I mean you can't make this stuff up.


Honestly, I don't think I could have hacked into B&T's fico account and come up with something funnier than what he's already posted- at least not without getting B&T banned by 09 or one of the other overzealous mods (ie: "Me and DS are expecting our first child next month- or at least I think it's mine: it could be DD's baby. Do we have to wait til the baby's born to include the child in our family bankruptcy?")
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

OldMan
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Postby OldMan » Tue Apr 22, 2014 6:05 am

otter wrote:Honestly, I don't think I could have hacked into B&T's fico account and come up with something funnier than what he's already posted- at least not without getting B&T banned by 09 or one of the other overzealous mods (ie: "Me and DS are expecting our first child next month- or at least I think it's mine: it could be DD's baby. Do we have to wait til the baby's born to include the child in our family bankruptcy?")


Really Otter! I was taking a drink when I read this, and now my keyboard is sticky from my drink. That's funny!
My Wallet:
Discover IT - $4000;
AMEX BCE $12000;
Citi Double Cash - $6600;
CHASE AARP Visa - $5000;
Banana Republic $1200;
NFM - $20,000;
Sears (Citi) MC - $6000;



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