BOA BankAmericard Privileges VS

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BOA BankAmericard Privileges VS

Postby gotkwah » Thu Apr 17, 2014 5:46 pm

2 questions about this card:

1) thoughts on the rewards, etc? i currently have a BankAmericard Cash rewards card that i use mainly for gas when my Chase freedom doesnt give 5%. As far as i can tell the only diff with the privileges is the 50% reward bonus if redeemed into a BOA acct. (they are also offering me $200 bonus -which will become 300 with 50%-after spending $500 in first 90 days

2) they sent me a pre-screened offer in the mail. when i called the rep said it is not a hard hit b/c its a pre-screened offer. Any truth to that?

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Postby MemberSince99 » Fri Apr 18, 2014 5:16 pm

Never heard of the card itself, but that rep needs to lay off the crack pipe. If you apply it WILL be a hard hit. You can bet the mortgage on it.

Either they have no clue what the hell they are talking about or they are lying. Neither one is good.

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Postby samhradh » Sat Apr 19, 2014 7:32 pm

1) There are two differences. The first is the Privileges card has an annual fee. The second is the 50% bonus when CB is redeemed into qualifying bank accounts.

2) The pre-screened offer is not a hard pull but if you decide to apply for the card, it will show up as an inquiry.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

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