I'm 25 years old, I make about 50K/year.
I never had a problem getting loans for cars with decent apr, so I never really checked my credit score until recently.
Now, I know those scores aren't too shabby, but I thought my scores would be higher. I have never in my life been late on a bill, and have always been employed. I have 1 car note that I recently refinanced, and 1 credit card, that I rarely use because I'm very frugal, and have no need to ($17,000 spending limit, visa)
I always thought it was a good idea to spend about 1000 with your credit card and just pay more then the minimum every month; but after a short time of lurking on this forum, I'm thinking its a better idea to use your card and pay off the entire balance every month?
Also, would it be a good idea to maybe snag another cc or 2 to have more revolving debt?
Thanks in advance, I know I'm a total noob at this stuff