jayz24 wrote:I'm a graduating college senior hoping to apply for a Chase Freedom CC. As a student, my current income is rather low, but I've already signed my contract for my new job starting in September, which definitely has a high enough salary to get me approved.
What number can/should I list for gross annual income? What I earned in the past year, what I'll earn this current year, or my salary figure from my job?
Depends on the credit card company. When I graduated, I had a nearly 10 fold increase in salary and applied for a Penfed card
Needless to say I got flagged and was asked to show proof. I offered to send over my signed, sealed, and delivered two year contract and they still refused. Wanted to see actual paystubs
Oh well, moved on to bigger and better companies :-)