- Kohls - $-12/$300 (They did some adjusting due to my percent off)
- 5/3 Secured Master Card - $0/$500
Right now my plans include purchasing a used car in the next year, probably july or august of 2015. I really want the secured card to graduate to a unsecured card but I opened it in june of last year. They recommend having it for a year. For whatever reason, when it comes to using the secured card, I usually pay it off as soon as I see it online. I will sometimes let the balance sit for a while, then pay it off. I was wondering if, maybe to improve my credit (I have no idea what my credit is right now) maybe I should apply for the IT card? I like the whole see your FICO score thing. But should I even bother since I already have my secured card? Is there better options? Tips?
Hope that was easy to read, thanks!