Mandain13 wrote:Hi. I'm new here so I hope you'll be gentle with me.
Sorry. Ain't gonna happen.
Mandain13 wrote:Should I:
1) Call one of the Chase back door numbers and plead my case?
Worth a shot - worst they can say is no.
Mandain13 wrote:2) Apply for a credit increase on one of my existing cards?
This will get denied.
Mandain13 wrote:3) Sign up for an alternate or lesser card of some kind
Probably also denied.
Mandain13 wrote:4) Possibly apply for a business credit card?
Mandain13 wrote:Or, should I just be happy with what I have, and continue to pay my bills on time? I appreciate any advice you may give me. Thanks a lot!
I'm going to go with this option.
Your income is $10k. You have 84% utilization on your current cards. That is a pretty classic sign, to a bank, that you're over-extended. I wouldn't issue you any new credit either.
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