- Posts: 1
- Joined: Sun Apr 13, 2014 1:56 pm
- Location: WI
I'm curious if anyone else has had this issue. I filed for bankruptcy last year, debts were discharged... all but one. I did claim my "bill me later" account, and it was filed with all of my creditors... however maybe a month ago I had to log into Paypal to check a refund I received and transfer it.. and I noticed that it wants me to make a payment of something like $700 on a $200 bill.
I've checked my credit reports, and looked at everything listed in detail (just now... again)... and nowhere on there (nor was it the first time, we had to claim it separate)... is it listed. Bill me later, through Comenity Capital bank is NOT listed on my credit report... and it isn't clearing. I've read off of the Paypal forums how lots of people who got sucked into it were upset with the charges that it imposes (which in fact are insane) as well as the fact that it's near impossible to cancel the service.
So question... if this creditor is NOT appearing on my credit reports, but is also NOT clearing up after about a year since the discharge.. is it still hurting my credit score?
If so, (I know that I have to file more papers to have it cleared...even though I KNOW we claimed it in my paperwork with my lawyer, and it's listed as discharged... I looked over my papers filed)... what is the best way to go about clearing this up?