swipe_masta wrote:I'm sorry, what does that say? -62 pts? piffff... Shrug it off lol. I know a lot of people think CK score it far from the truth, but I think I am in the extreme minority when it comes to proportionate scoring, cause my CK score is only give or take 10-15 pts different from my actual score. I compare CK with Discover too and it's not drastically (depending on your definition of drastic) different. I mainly use CK for the purposes of keeping tabs on my credit reporting than actual scores.
MemberSince99 wrote:Since you know it's BS and useless why do you even care? It's much lower than my TU FICO but no lender uses it so who cares? I mean I don't care if CK says my score is 350 - it's absolutely meaningless.
All it's any good for is a free way to track what's on your TU report. The score is worthless and much of the advice is less than worthless (bad). Why sweat it?
swipe_masta wrote:Now, now Member, you of all people should know that people want to be able to vent sometimes.
darkguy2 wrote:Discover actually checks your score at the end of the month. You can look it up on the website without looking at your statement. It is in the "Manage Account" tab. At least they checked mine a week before my statement posted.