Indymac wrote:It would help give us a better perspective from which to give advice if you listed the cards you've already tried to get.
Thanks for the info so far everyone!
I do believe I have applied for three (maybe four) cards in the past year, which include: Chase Sapphire (Preferred maybe), Capital One (maybe the Venture card), one through my bank, and a BankAmericard Cash Rewards credit card.
All denied for insufficient credit history. So I suppose a secure card either via BoA or my bank may be the best option. If that's how I have to start out in order to "graduate" to a better card with higher limit/better perks, then I really don't need the rewards for basic cards.
Another issue: bills (other than rent) are paid via my roommate, so perhaps having me pay for one of those bills may be good...or I could look into WilliamPaid for paying rent(?)