Capital One Unlimited access to credit score

For just about anything you want to get off your chest about credit cards.
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MikeD
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Location: MS

Capital One Unlimited access to credit score

Postby MikeD » Fri Apr 04, 2014 11:12 pm

Capital One Quciksilver now offers unlimited access to your Transunion credit score. I'm not sure if this applies to all Capital One cards...

Cards

AMEX PRG (No Limit)
AMEX Delta Skymiles (10k)
Capital One (2,500)
Credit Union Platinum Visa (15k)
Credit Union MC (5k)
Cards:

AMEX PRG (No Limit)
AMEX Gold Delta Skymiles (26k)
Credit Union Platinum Visa (15k)
Credit Union MC (5k)
Capital One Quicksilver (4,750)


GoCreditGo!
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Location: Seattle WA

Postby GoCreditGo! » Mon Apr 07, 2014 11:00 pm

how often do they update?

MikeD wrote:Capital One Quciksilver now offers unlimited access to your Transunion credit score. I'm not sure if this applies to all Capital One cards...

Cards

AMEX PRG (No Limit)
AMEX Delta Skymiles (10k)
Capital One (2,500)
Credit Union Platinum Visa (15k)
Credit Union MC (5k)

MemberSince99
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Location: WI

Postby MemberSince99 » Tue Apr 08, 2014 6:48 am

I saw it was basically CK (a FAKO). Don't know if that's true but that was the claim.

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otter
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Location: Grand Forks, ND

Postby otter » Tue Apr 08, 2014 7:51 am

MemberSince99 wrote:I saw it was basically CK (a FAKO). Don't know if that's true but that was the claim.


Yeah, it is a FAKO. If Cap One really wanted to help people, they shouldn't HP all three when people get new accounts.Nine times out of ten, they're not going to find anything earth-shattering in the second or third CR. Or hard pull one, and SP the other two.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

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tbka
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Postby tbka » Wed Apr 09, 2014 8:08 pm

Even with it being FAKO, you can play around with it estimator tool that allows you to create a scenario where you make your score move up or down based on your actions you could take. Fun to play with.
Capital One Platinum $500
Barclaycard Rewards $500
Wells Fargo Secured Platinum $1,000
Elan Financial Platinum $1,000


Experian 641 3/10/14
Equifax 663 3/10/14
TransUnion 631 3/10/14
Barclay 620 8/24/14
Capital One 632 8/24/14
Credit Karma 632 8/24/14

Bankruptcy till 4/18

darkguy2
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Location: United States

Postby darkguy2 » Wed Apr 09, 2014 9:16 pm

tbka wrote:Even with it being FAKO, you can play around with it estimator tool that allows you to create a scenario where you make your score move up or down based on your actions you could take. Fun to play with.


Which I can do at CK for free without getting their card. Not really a benefit. It seems they are trying to make their card look more like Discover and the others who give you your real credit score. So to the average person it will seem great that they can get their score whenever they want and not just once a month with a real one. They will not realize it is a FAKO.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)



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