Found Unknown Account Attached to my Credit Report

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shmuey
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Found Unknown Account Attached to my Credit Report

Postby shmuey » Fri Apr 04, 2014 6:52 am

I recently signed up for Protectmyid after my alma mater's system was hacked and 300k ID's were compromised. I see in my credit history an account that dates back to 1992 and was paid satisfactorily, with a credit limit of 20k. In 1992 I was 6 years old...this obviously isn't my account. What do I do? It doesn't look like this account is hurting my score, if anything, helping it. Do I just ignore it?


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djrez4
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Postby djrez4 » Fri Apr 04, 2014 10:31 am

Ask your parents.
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websteth
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Postby websteth » Fri Apr 04, 2014 11:36 am

shmuey wrote:I recently signed up for Protectmyid after my alma mater's system was hacked and 300k ID's were compromised. I see in my credit history an account that dates back to 1992 and was paid satisfactorily, with a credit limit of 20k. In 1992 I was 6 years old...this obviously isn't my account. What do I do? It doesn't look like this account is hurting my score, if anything, helping it. Do I just ignore it?


Were you ever an Authorized user on your parents account? I have an account that says 1990 on my record even though I was only 8 at the time that is from my Mom's account. I was added to her card at 16 to have for emergencies but it reports as if I had it since 1990 though it does say Authorized user.
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