MemberSince99 wrote:I would not personally pay a junk debt buyer a penny.
I feel the same way... and I'm inclined to just ignore it for now because 1) it's not affecting my credit, 2) I'm in the process of rebuilding my credit after 15 years of thinking paying off and closing everything would help (it didn't) and 3) I don't want to find out if paying it could
have an effect on my credit. Maybe I'll send a letter later, but my senses tell me to leave this alone for now, or at least until my credit has improved. I was just curious if anyone here has had experience with this situation in the past. Thank you for your response!