- Gold Member
- Posts: 29
- Joined: Tue Feb 25, 2014 5:54 am
- Location: Ohio
Sallie Mae is what I'd recommend. It gives 5% cash back on gas, groceries, and all things from amazon if you buy gift cards first. Also, they DO give a free FICO score. I just got mine today in my email. I'm not sure about fraud stuff and automatic payments, however. Perhaps someone has already answered that in this thread or can answer it.
Whats's in the wallet: Discover It - $3,800 (5% rotating, ShopDiscover), Sallie Mae Rewards MC - $1,000 (5% on gas, groceries, and Amazon), Chase Freedom Visa - $1,200 (5% rotating + 10% extra w/ Chase Total Checking), PayPal Extras MC (1.66% on PayPal, 2.5% on Restaurants- $3,000, Bank of America Cash Rewards Visa Signature - $5,000 (Signature benefits), PNC CashBuilder Visa - $1,000 (Don't use), Fidelity Investment Rewards Amex - $5,000 (2% on everything)
. . . and some store credit/charge cards.
-US Bank Cash+ (for the 5% categories)
-1-2 0% APR cards for some big purchases I'll be making within the year