otter wrote:Depends on yout spending habits. Nothing gives you 5% for everything. There are a handful which give 5% for a few things:
(1) Sallie Mae isn't a "raw deal" at least for me... if you use it right(first $250 each for gas and groceries) you should net $25 every month.
(2) Discover, Chase Freedom, and Citi Dividends are all 5% select categories each quarter. I have the Freedom and Discover IT and some quarters are useful for me, others not so useful. Dividend categories aren't good for me, IMHO.
(3) A few other cards let you pick the 5% cats(US Bank Cash+ and PenFed), but they have strict underwriting and I really don't know a lot about them.
(4) All the cards I mentioned and all the ones in my signature give at least 1% for everything.
My bad, I thought you said 0.5% but I mistook the period for a decimal point. That does sound like a good deal...
$25 on $250 is 10% though...