WildBill wrote:For the record, Capital One helped put my foot in the door as far as credit history. I understand each company has their own business model or specific algorithm as far as upgrades and so forth. Having four other cards with terrific rewards and no annual fee's though, I cannot see any reason for keeping this card even if it does carry my longest card age. If anyone reading this has a short credit history or no history, I would definitely recommend Cap 1.
I'll be joining membersince99 on his gardening path now since I have all the cards I want n need.
I'm in the same boat as you with Cap1. It was my oldest acct, open since sometime in the 90's-- >5 years longer then my next oldest account, and I just recently closed it because they refused to PC it to a no AF card. I was tired of paying an AF for a card with a $800 limit and no rewards. Like you they helped me out when no others would so I am grateful but it was time to move on.