Thanks for the replies, everyone.
I was a bit hesitant to go with Chase if only because of some less than optimal experiences I've had with the non-credit card portions of their operations, but I will if it's genuinely the best option: I'm looking for the lowest APR/longest no-interest period possible, and don't really care about rewards programs. I'm not planning to actually use this card for anything except to hold a balance.
thom02099 wrote:You didn't indicate how much you want/need to carry on said no interest card; it could make a difference in responses.
In addition to the Chase Slate card, the Chase Freedom offers 15 months no interest for BT.
I'm hoping for at least $5000, and if I'm really lucky, up to $8000. I realize that's a lot, but I'm being a bit optimistic since Discover was the first credit card I'd ever gotten, and the first non-student loan thing on my credit report that is actually in my name and not a relic of when I was an authorized user of one of my parents' credit cards 12 years ago, and they started me out with $7600. I also had a 761 credit score then, compared to what I have now, so I realize I'm in a tougher spot...
That said, anything would be helpful, so I suppose I'm hoping for "as much as possible."
... Discover has been incredibly good to me so far. I couldn't believe it when I got the second auto-CLI in Feb 2014.
Then there's the Citi Diamond Preferred Card and the Citi Simplicity Card that can make offers of up to 18 months interest free. The Citi Dividend Platinum Select is only 12 months. The Citi Thank You Preferred is 15 months.
Why would I want one of these over the other, or over the Slate? Or one of the BarclayCards, for that matter?
As you can see, there's a lot of options. Getting them, however, is a different matter. Again, it depends on how much you need to put on the card and what you think/expect to get in the way of a CL on said card.
Yeah. Thanks again for all your help and advice.