What plastic/metal is in your wallet?

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nismoZtuner
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What plastic/metal is in your wallet?

Postby nismoZtuner » Thu Mar 27, 2014 6:39 pm

I`m at the office and its a really calm day- nothing to do..

Well what cards do each one of you have?
Cards you have been denied of?

Image

Cards by order..

8/2012*CLI on 8.5.13 Bank of America Cash Rewards CL from $600 to $2K
5/27/2013*CLI on 12.30.13 American Express Blue Cash Everyday CL from $2k to $3k
5/30/2013 Discover IT CL $1500
6/24/2013 American Express Premier Rewards Gold NPSL
8/14/2013 Marriott Rewards Premier CL $5k
3/19/2014 Chase Sapphire Preferred CL $5800

I was denied from a Sears card a few weeks before getting approved for my first amex card..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22


MemberSince99
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Postby MemberSince99 » Thu Mar 27, 2014 8:18 pm

My cards are all in my sig. Yours are beautiful thanks for sharing that picture.


The only denial I've gotten in over the last year was from US Bank last summer, when they stated the reason for the denial was they couldn't verify my address (I used a PO Box and this service they use to verify addresses apparently didn't like that). Otherwise, since the start of last year nothing but approvals for cards. For CLIs, both Chase and Amex denied me, and I did not get a single one all of last year so far as I can remember. Don't really need one though I'd like to see the CSP, Discover IT and Citi card grow over the next year to 18 months. I'm not willing to take a hard pull to see that happen at the present time, and 2 of those are new anyway. Maybe in a year if I haven't gotten anything I'll ok a hard, we'll have to see.

takeshi
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Postby takeshi » Fri Mar 28, 2014 8:18 am

Chase Sapphire Preferred Signature
United MileagePlus Explorer Signature
Ink Plus Signature
Chase Freedom Signature
Blue Cash Preferred
TrueEarnings
PenFed Platinum Cash Rewards
Discover it
USAA World Mastercard
USAA American Express

No denials

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nismoZtuner
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Postby nismoZtuner » Fri Mar 28, 2014 12:53 pm

takeshi wrote:Chase Sapphire Preferred Signature
United MileagePlus Explorer Signature
Ink Plus Signature
Chase Freedom Signature
Blue Cash Preferred
TrueEarnings
PenFed Platinum Cash Rewards
Discover it
USAA World Mastercard
USAA American Express

No denials


nice! how can sears deny me while amex accept me- just doesnt add up..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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nismoZtuner
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Postby nismoZtuner » Fri Mar 28, 2014 12:55 pm

MemberSince99 wrote:My cards are all in my sig. Yours are beautiful thanks for sharing that picture.


these should be my last cards- I will try and evade my self from getting anymore cards..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

pac4toon
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Postby pac4toon » Fri Mar 28, 2014 12:56 pm

Chase Sapphire Preferred (the only metal in my wallet)
AmEx Blue Cash Everyday
AmEx Hilton Honors
Bank of Hawaii Hawaiian Airlines Visa (switching over to WEMC)
First Hawaiian Priority Rewards

No denials just coz I apply for cards I'm "pretty sure" I'll be approved for.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

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nismoZtuner
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Postby nismoZtuner » Fri Mar 28, 2014 12:59 pm

pac4toon wrote:Chase Sapphire Preferred
AmEx Blue Cash Everyday
AmEx Hilton Honors
Bank of Hawaii Hawaiian Airlines Visa (switching over to WEMC)
First Hawaiian Priority Rewards

No denials just coz I apply for cards I'm "pretty sure" I'll be approved for.


Did you have some sort of start off cards? those cards look like premiums..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Xorand
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Postby Xorand » Fri Mar 28, 2014 2:06 pm

Oldest to newest:
Capital One Platinum - 2003 - 5250 CL
Capital One Platinum (formerly Orchard Bank) - 2005 - 2000 CL
Capital One Cash Back - 2010 - 2250 CL
AmEx BCP - 2013 - 11500 CL
Chase Freedom - 2013 - 5500 CL
AmEx Delta Gold - 2014 - 8500 CL
Disney Visa (Chase) - 2014 - 7000 CL

In 2009, my FICO was in the mid 500's. It's now around 765 - 780.
AmEx - Platinum (NPSL) , Blue Cash Preferred ($19,000), Gold Delta Skymiles ($8,500)
Chase - Sapphire Preferred ($14,000), Disney ($11,500), Amazon.com ($9,000), Freedom ($8,000)
CapOne - QuickSilver ($7,250) / Platinum Rewards ($7,250)

pac4toon
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Postby pac4toon » Fri Mar 28, 2014 2:09 pm

nismoZtuner wrote:Did you have some sort of start off cards? those cards look like premiums..


Oh yes, years ago when I was rebuilding my credit I had a CreditOne ($200 limit) which I cancelled after being approved for a Capital One ($500 limit- which had an AF and NO rewards) shortly after. I kept my Capital One until I finally cancelled it sometime 2013. Capital One never increased my CL. I also had the AmEx Zync. (I regret cancelling the Zync, I really liked how the card looked) I believe it was the AmEx Zync that really helped bring up my credit score and thus ending up with the cards I have now.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

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nismoZtuner
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Postby nismoZtuner » Fri Mar 28, 2014 3:38 pm

pac4toon wrote: I also had the AmEx Zync. (I regret cancelling the Zync, I really liked how the card looked) I believe it was the AmEx Zync that really helped bring up my credit score and thus ending up with the cards I have now.


aww man you killed the unicorn card...
-I wish I still had an opportunity to get that card..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22



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