Robrus1 wrote:Just because I'm a bit conservative I'd wait for those 2 to drop off and then go for it. FYI pre-qualified does not improve your chances of getting a card, but given the information you've provided, I think you'll be fine. Which bureau is that CS from?
Najeem wrote:Yea, that's what I thought also. The cs is from exp. Thanks for the help
MemberSince99 wrote:You could also check their pre-qualify site to see if you are offered the card. From what I can tell if they do offer you one it's because they have softed you and you are likely (but not guaranteed but then what in life is guaranteed) to get approved.
Depending on the link you use to get to the application, the annual fee shows $95, $125, or $149; if you're seeing one of the higher ones try from another browser as the lower can still be had.
Najeem wrote:Thank you for the info. I checked the prequalify offer and the annual fee was $95 so I'm hoping it stays the same till next month.