MemberSince99 wrote:You may be able to get a higher limit, but the natural question of any analyst is going to be "If you don't use the card now why do you need a higher limit?" so be prepared to answer that.
After I was approved for my Discover with a $4,200 limit Kay's randomly sent me a letter increasing my CL from $571 to $2,000. I've only used it a handful of times, the most recent being about a year ago. I am assuming they just routinely SP for monitoring purposes and, upon seeing someone is more creditworthy than when they first opened an account, increase their CL to try to entice them to use it ($571 won't get you much at a jewelry store, after all)?
May be an obvious question, but I've never requested a CLI before and I believe this is the first one I've gotten automatically. I've heard on the forum of companies auto-CLI'ing with new accounts, but this one with Kay's has always been nearly inactive.