When do I find out credit card number and expiration date?

For just about anything you want to get off your chest about credit cards.
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chooseausername
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When do I find out credit card number and expiration date?

Postby chooseausername » Tue Mar 11, 2014 12:08 pm

Is there a company which offers the credit card number, expiration date, and last 3 digits immediately after an online application is submitted? Or do I have to wait to receive the card in person via mail?

For online applications, do I have to sign anything and the mail it back? Or is a digital signature fine? Or do I confirm over the phone?


haikuginger
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Postby haikuginger » Tue Mar 11, 2014 1:09 pm

chooseausername wrote:Is there a company which offers the credit card number, expiration date, and last 3 digits immediately after an online application is submitted? Or do I have to wait to receive the card in person via mail?


Wait for the card.

chooseausername wrote:For online applications, do I have to sign anything and the mail it back? Or is a digital signature fine? Or do I confirm over the phone?


A digital signature is fine.

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Xorand
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Postby Xorand » Thu Mar 13, 2014 1:16 pm

It's the exception rather than the rule, but some cards will give you something to use until your physical card(s) arrive. For example, I recently signed up for a gold AmEx Delta Skymiles card via a link from Delta's website. Once approved, it offered me the option to get a temporary credit line, card number and expiration that was good for 15 days and that could only be used when booking through Delta's website. I took advantage of that as that was my intention of getting the card (getting rewards right away for that travel event).

In the past, I've had an occasional card offer to give you a number, expiration date and 3-digit security code so you could start using it right away, but that's been a while. I can't remember which company(ies) did that, though.
AmEx - Platinum (NPSL) , Blue Cash Preferred ($19,000), Gold Delta Skymiles ($8,500)
Chase - Sapphire Preferred ($14,000), Disney ($11,500), Amazon.com ($9,000), Freedom ($8,000)
CapOne - QuickSilver ($7,250) / Platinum Rewards ($7,250)



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