Serious Delinquencies

For just about anything you want to get off your chest about credit cards.
3 posts
GoCreditGo!
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Serious Delinquencies

Postby GoCreditGo! » Mon Feb 17, 2014 9:30 pm

How long do serious delinquencies stay on your credit report?


MemberSince99
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Postby MemberSince99 » Mon Feb 17, 2014 9:32 pm

7 years. All delinquencies stay on your report that long.

PowerMan572
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Postby PowerMan572 » Mon Feb 17, 2014 11:15 pm

If you're looking to restore your credit and it's been a couple of years, I would recommend a secured credit card. I got the Capital One and had it for about 18 months. It worked great and I'm now able to have 3 credit cards with great rewards! However, if they're brand new "serious delinquencies" then time will heal these issues.



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