- Gold Member
- Posts: 48
- Joined: Sun Feb 09, 2014 10:27 pm
- Location: USA, Minnesota
If you're looking to restore your credit and it's been a couple of years, I would recommend a secured credit card. I got the Capital One and had it for about 18 months. It worked great and I'm now able to have 3 credit cards with great rewards! However, if they're brand new "serious delinquencies" then time will heal these issues.