samhradh wrote:Thanks for the backup, whit.
Lex, I encourage you to read more thoroughly the OP as it's quite clear why the Chase cards are a good recommendation.
UR points are transferable to multiple airlines. The Arrival does not have a chip and the OP lives in Europe. The Ink class of cards are arguably the best business cards available right now. The UR mall is way better than the Barclaycard portal. The Chase cards offer an opportunity to build a family of cards to take advantage of various categories: Freedom, CSP, Ink.
I honestly don't see it, I'm not saying is a bad recommendation but based on what the OP stated I truly believe on a mathematical and pragmatical point of view that the Arrival is a better fit. I've been to 7 countries in Europe last yr (including France where op lives) with both Arrival and CSP, chip&sig makes absolutely no difference to regular non chip cards.
Barclay portal looks identical to the UR mall, I could swear they are the same mall just re-branded, even the extra points rewarding are the same.
whit mentions customer service, let's not forget that the OP resides abroad, he isn't travelling, so not being able to reach someone immediately isn't that big of a deal. I do agree that customer service with CSP is the best even though I never had a problem with Barclay. But again, customer service is a 100% personal preference matter, OP is looking for the best rewarding card for his spending, not the best customer service.
As far as transferring points, UR points are only higher valued if used for booking "premium " cabins, which OP clearly stated not be interested on.
I think you also mentioned Amex PRG, I'm not really familiar with the MR points but I've been reading more and more that it's constantly being devalued, on top of that, AMEX is very poorly accepted in Europe.
samhradh - you mostly made broad statements about your personal preferences for the Chase products, which I have nothing against, but you never really addressed OPs concerns or spending habits. For example:
-OP mentioned he spends a lot with hosting for his biz, that's not a 5% category for any Chase biz product.
-OP mentioned he books whatever is cheaper using Orbitz and etc. UR booking not always shows the best rate nor shows all available flights. I can affirm that based on personal experience when trying to book and comparing search results from Kayak and the UR booking website. That also means that OP would not benefit from transferring points since his not interested in "premium" cabins, which is when transferring is most valued.