If you could only have one credit card?

For just about anything you want to get off your chest about credit cards.
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FskCramer
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If you could only have one credit card?

Postby FskCramer » Sun Feb 16, 2014 2:50 pm

Which card would you pick if you could only have one?


MemberSince99
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Postby MemberSince99 » Sun Feb 16, 2014 5:33 pm

Amex Centurion.


Actually that wouldn't really help me a lot of places here don't take Amex. But that would be the "dream" card. Practically speaking I don't know I like them all I don't really want to have to ever make that choice.

FskCramer
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Postby FskCramer » Sun Feb 16, 2014 5:57 pm

Nice! I think that is pretty much the holy grail card.

MrMosby
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Postby MrMosby » Sun Feb 16, 2014 7:20 pm

Tough question so I'm not going to answer it directly..

If I was going for best cash back - Amex Blue Cash Preferred even though its not accepted everywhere.

If I wanted a more travel centric card/fixed rewards/international acceptance I'd probably keep my CSP. I love my Ritz card, but the CSP is more practical as not everyone needs a ton of Marriott points.
Everyday Preferred $45K | Amex Platinum NPSL | Citi Hilton HHonors Reserve $45K | Delta Platinum $30K | Chase Sapphire Preferred $64K | Citi Hilton HHonors $45K | Discover IT $25K

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djrez4
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Postby djrez4 » Sun Feb 16, 2014 8:53 pm

Oddly enough, I think I'd stick with my Discover card. Second choice would be the Arrival.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

MemberSince99
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Postby MemberSince99 » Sun Feb 16, 2014 9:06 pm

I agree with Arrival. 2 to 2.2% on everything is tough to beat. I just would have a hell of a time picking only one.

thom02099
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Postby thom02099 » Sun Feb 16, 2014 9:23 pm

FskCramer wrote:Which card would you pick if you could only have one?


Merrill Lynch Plus card. Best all around card. Rewards, EMV, no AF, no FTF, concierge, lots of secondary bennies.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

whit
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Postby whit » Mon Feb 17, 2014 12:51 am

Discover IT if it was accepted more...my fave sites netaporter/theoutnet/mrporter, doesn't accept it..neither does my fave restaurant in the city, where I'm at pretty much every week..

Citi platinum dividend has treated me well, got thousands in cash back..but I'm sure I could get more with other ccs, but it's my first

darkguy2
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Postby darkguy2 » Mon Feb 17, 2014 1:09 am

Have you told the owner that you would like for them to accept Discover? They will not accept it unless the think people want to use it.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

pac4toon
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Postby pac4toon » Mon Feb 17, 2014 12:42 pm

I'll go with my CSP.

But I read somewhere that the new Boh HawaiianAir M/C will have no FTF. If that is true then I'll choose the Boh HawaiianAir MC since HawaiianAir is pretty much the only airline I use to fly internationally.. inter-island.. to the mainland.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE



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