Prepaid Card with no age limit

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7 posts
Alex_theman45
 
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Prepaid Card with no age limit

Postby Alex_theman45 » Fri Feb 14, 2014 6:38 pm

And by no age limit, I mean (Get your parents to write some crazy thingy and you can get a card) as well as no age limit.


traveler9020
 
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Postby traveler9020 » Sat Feb 15, 2014 7:51 pm

I'm not aware of any prepaid cards that do not have an age limit. The account owner must be old enough to enter into a binding legal contract. With that being said, a parent can setup a Bluebird account and then create a subaccount for their kids. This is what I did for my teenagers. I would recommend either Amex Bluebird or Serve over most of the prepaid cards out there. Many of them have ridiculous fees and should be avoided at all cost. Bluebird and Serve are the least costly as far as fees are concerned and from my experience, they're much more reliable.

Drudai
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Postby Drudai » Sat Feb 15, 2014 8:37 pm

I Googled around and the only thing I can find is the lowest age, 13, with an Amex Bluebird. https://www.bluebird.com/

Hope that helps at all.
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MrMosby
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Postby MrMosby » Sat Feb 15, 2014 9:19 pm

I don't think that will report though.

Best bet is to have a parent add you as an AM on their Amex card which they can do when you are 13. It'll provide positive information to your credit (as long as your parents are paying their bills on time of course), and it'll allow you to backdate any future Amex cards.

i.e. When you are an adult and get your own card it would say Member Since 2013 on it.
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samhradh
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Postby samhradh » Sat Feb 15, 2014 10:00 pm

Pre-paid cards don't report. I'm assuming you know this. In which case, yes, Bluebird is a decent option. Also Serve. Both by AmEx. I would suggest a Visa or MC, though. More acceptance. Do some googling and find the one you like then try to apply and see if there's an issue with your age.
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AMEXPlatino86
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Postby AMEXPlatino86 » Sun Feb 16, 2014 2:44 am

MrMosby wrote:I don't think that will report though.

Best bet is to have a parent add you as an AM on their Amex card which they can do when you are 13. It'll provide positive information to your credit (as long as your parents are paying their bills on time of course), and it'll allow you to backdate any future Amex cards.

i.e. When you are an adult and get your own card it would say Member Since 2013 on it.


I don't think AMEX will allow you as An AU until you are 16.
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MrMosby
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Postby MrMosby » Sun Feb 16, 2014 8:21 am

Just checked it's 15.
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