Advance payment for charge that will exceed my limit

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Josea
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Advance payment for charge that will exceed my limit

Postby Josea » Wed Feb 12, 2014 7:35 am

Dear Friends, I have Chase Amazon card with $4400 limit, In the near future I will have to pay $7000 to a contractor and want to use my card. If they refuse to increase my limit (as I suspect they will) can I make an $8000 payment before the charge posts? Or will I run into problems due to the low limit? The idea here is I am looking to the get rewards. I asked customer service and "they were not sure" Thanks in advance


takeshi
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Postby takeshi » Wed Feb 12, 2014 9:14 am

A number of people push payments from their bank (using their bank's online bill pay) for this sort of thing.

MemberSince 79
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Postby MemberSince 79 » Wed Feb 12, 2014 11:20 am

Chase has sent back a credit I had, but only because they thought it had been there for 90 days. The fine print probably says they can refuse overpayments, so you might call back and run it by a supervisor. Something that large will be noticed. Otherwise, see if your contractor will take 2 payments.
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Josea
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Postby Josea » Wed Feb 12, 2014 12:22 pm

Thanks so much for the great ideas! I am in panic mode here and this all revolves around a flooded basement & dealing with insurance as well as water proofing firms! I



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