Here's my situation:
Moved to California (SEPT 2013)
and right away opened a Wells Fargo Account (checking and savings)
JAN 2014 - became a Green Card holder, and I applied for my SSN last Wednesday (should get it in a week or two)
I currently attend college (freshman year), Receive a monthly direct deposit from my parents for expenses, my only real source of "income"
After making a bad decision with banking with Wells Fargo (I really hate their bank) I want to switch banks. I am planing to open new accounts at Chase and also would like to apply for a credit card, (ultimately in the future I would like to have a CSP credit card, I'm obsessed with the fact that it is metal...)
1. Am I making the right decision switching to Chase or should I consider different banks?
2. How long should I wait before I apply for a credit card? with Chase or even others?
3. Which credit card should I apply for with Chase?
I want to add that the charges on the card would be at least $400-$500 per month (Gas, AT&T, Food, and other small charges). I also plan to keep around $20K in the bank with Chase, hoping that keeping a high balance and with the monthly direct deposit to my account will strengthen my chances and better my relationship with the bank
Any guidance appreciated,