Help Needed

For just about anything you want to get off your chest about credit cards.
4 posts
bearze34
 
Posts: 2
Joined: Fri Jan 31, 2014 5:27 pm
Location: Eureka, California

Help Needed

Postby bearze34 » Fri Jan 31, 2014 6:08 pm

I am 1 year post BK and I currently have a secured Cap One and a Contour Card. In the last year I have had 3 collections and 2 bounced checks (not my fault). I am thinking of going for a Simmons Visa or a Hilton Honors. Then I could establish a payment history. I am not exactly sure what my scores are but I am thinking about 805 ish. I make $11.00/hr. plus overtime and I travel. Thoughts?


MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sat Feb 01, 2014 4:57 pm

Go for it - you really can't trash your credit much worse with the wasted inquiry. While you're at it, call up Amex and tell them you want to app for a Centurion card too, be sure to mention you make 11 bucks an hour and just had a BK and tell em BearsAndTurtlesRTheBest sent ya....

JoDa
Centurion Member
Centurion Member
 
Posts: 235
Joined: Tue Mar 12, 2013 10:10 pm
Location: United States

Postby JoDa » Sat Feb 01, 2014 8:20 pm

These have to be other members trolling, right? I mean, if they're not, this makes me very sad for humanity...
CSP $19K
BOA $4K
UMP $11.5K
Target Visa $1.5K

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sat Feb 01, 2014 8:27 pm

Of course the post is a troll post, that's why I responded that way :) Simmons First Visa is for those who don't know a card that requires top notch credit - if you aren't at least 780, I'd guess the odds aren't very good. Obvious troll post.



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