Gardening

For just about anything you want to get off your chest about credit cards.
24 posts
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Dr.Mark
Centurion Member
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Posts: 154
Joined: Tue Mar 18, 2014 4:01 pm
Location: London - UK

Postby Dr.Mark » Tue Apr 01, 2014 12:18 pm

Alright, I wanted to open a new thread but then I saw this and I thought I might as well just use it for my purpose.
I'm officially a member of the Gardening Club until the end of the year.
This is due to quite a few reasons.
First of all I pretty much have all the cards I want at the moment.
Second, with all the new cards I have the inquiries have been adding up for quite sometime and I just need to relax a bit. I have way too many of them on my Experian report.
Third, and MOST IMPORTANT, my Equifax credit report is a literal MESS! They have virtually no records of me and my credit history. I sent off all the documents they asked for to upgrade it and it should be done just before the end of the month. I do hope so! Because this is really pissing me off!
Having said this, gardening has become a needing. It's pointless to keep applying for credit cards when I know I will be rejected if they look at my Equifax report and I will be accepted if they look at my Experian report. It's a kind of a lottery. I just don't like it.
Any other member who wants to share his view? :)
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]
[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]
[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]
[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]
[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]

TCL - [color=red]41200£[/color]


MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Apr 01, 2014 1:11 pm

I'd love to share my point of view on gardening. It is the meaning of my life and my existence. I only regret that I did not garden more. I'd gladly trade my cards for a diamond spade as my avatar.


Ah the beautiful garden, I'm drinking the Kool Aid now. So refreshing....

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Dr.Mark
Centurion Member
Centurion Member
 
Posts: 154
Joined: Tue Mar 18, 2014 4:01 pm
Location: London - UK

Postby Dr.Mark » Tue Apr 01, 2014 1:14 pm

MemberSince99 wrote:I'd love to share my point of view on gardening. It is the meaning of my life and my existence. I only regret that I did not garden more. I'd gladly trade my cards for a diamond spade as my avatar.


Ah the beautiful garden, I'm drinking the Kool Aid now. So refreshing....


Image
;)
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]

[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]

[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]

[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]

[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]



TCL - [color=red]41200£[/color]

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tbka
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Posts: 67
Joined: Sat Mar 15, 2014 11:40 am
Location: Phoenix, AZ

Postby tbka » Wed Apr 02, 2014 7:36 am

What flavor is your Kool-Aid? :rolleyes:

I'm gardening now, myself. I have been app'in for a few months and now it time to take a break and smell the roses. I need like six months or a year to build some utilization history and junk. I still need a Discover and Amex to complete my collection, but for now I'm here, planting some dreams.
Capital One Platinum $500
Barclaycard Rewards $500
Wells Fargo Secured Platinum $1,000
Elan Financial Platinum $1,000


Experian 641 3/10/14
Equifax 663 3/10/14
TransUnion 631 3/10/14
Barclay 620 8/24/14
Capital One 632 8/24/14
Credit Karma 632 8/24/14

Bankruptcy till 4/18



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