- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I also understand that to be approved for the signature version (not sure if there is more than one type of card, mine is signature) you need to have a credit limit on another card of at least $5,000. For your overall credit future, you need not only revolving credit "experience" but also installment experience. If you are going to school on student loans, once you start to pay those back you will have that experience. Car loans and mortgages work, too. If not, you may want to consider getting a small loan. A secured loan (for example one that you get from a credit union with a savings account as collateral) will suffice. Bon chance!
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).