- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Lately before I've applied for any card that had a pre-qualify site, I always used it to see if I was pre-qualified.
Most recently before I applied for the Barclay Arrival, I checked their site. I was not pre-qualified for anything. However I applied and was instantly approved.
I checked the Citi site as well (I certainly didn't expect anything here). I had nothing there as well. I applied and got the notice and eventually got the card.
After forum members here suggested going for a Freedom and then moving that limit over to the CSP, I checked the Chase site and it did pre-qualify me for the Freedom. I applied, got the 7-10 day notice and called next day for approval.
I figured I'd share these experiences. I think the odds of approval are a little better if you are pre-qualified, but it's not necessarily relevant. Also if you are pre-qualified it's sure not a guarantee either - I've been pre-approved for Amex and was declined on applying. So it's always YMMV.
I thought of putting a list of links to pre-approval sites but it's easy enough just to Google the one you want like "Chase prequalified credit cards" or something and get there in case the link changes.