My recent expereinces with "pre-qualify" sites

For just about anything you want to get off your chest about credit cards.
1 post
MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

My recent expereinces with "pre-qualify" sites

Postby MemberSince99 » Sat Jan 18, 2014 7:28 pm

Lately before I've applied for any card that had a pre-qualify site, I always used it to see if I was pre-qualified.


Most recently before I applied for the Barclay Arrival, I checked their site. I was not pre-qualified for anything. However I applied and was instantly approved.


I checked the Citi site as well (I certainly didn't expect anything here). I had nothing there as well. I applied and got the notice and eventually got the card.


After forum members here suggested going for a Freedom and then moving that limit over to the CSP, I checked the Chase site and it did pre-qualify me for the Freedom. I applied, got the 7-10 day notice and called next day for approval.


I figured I'd share these experiences. I think the odds of approval are a little better if you are pre-qualified, but it's not necessarily relevant. Also if you are pre-qualified it's sure not a guarantee either - I've been pre-approved for Amex and was declined on applying. So it's always YMMV.


I thought of putting a list of links to pre-approval sites but it's easy enough just to Google the one you want like "Chase prequalified credit cards" or something and get there in case the link changes.


Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests