Going to apply for the CSP at 18!

For just about anything you want to get off your chest about credit cards.
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otter
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Location: Grand Forks, ND

Postby otter » Mon Jan 20, 2014 2:36 pm

djrez4 wrote:Do you have any credit history?

If not, I just want to be on the record predicting a denial. Call me Miss Cleo.


Good to see you have changed your job description... psychic reading is a much more reputable line of work than being an attorney!

Just kidding ;)
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450


whit
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Postby whit » Mon Jan 20, 2014 3:01 pm

so is OP coming back to update?
I would say if he/she at least has six figures in the bank yes

curious to see if it went through

samhradh
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Postby samhradh » Mon Jan 20, 2014 6:03 pm

Lately lots of OP are new users that never bother to reply to the threads they started. Frustrating but we'll keep posting the same refrain on repeat because we're nice like that :)
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

MemberSince99
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Location: WI

Postby MemberSince99 » Mon Jan 20, 2014 6:30 pm

I've wondered (suspected) if some might be troll posts.

kyle-23
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Location: california

Postby kyle-23 » Tue Jan 21, 2014 12:48 pm

sorry, have been busy, and i have "credit history" ive been an AU on parents cards and bought my car out right. financed it, made a few payments then just paid the rest of the car off. i havent gotten around to apply for the card yet i have had more important things arise, after seeing everyone saying i will probably not be accepted has me re thinking lol.

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nismoZtuner
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Postby nismoZtuner » Mon Apr 21, 2014 7:51 pm

samhradh wrote:Lately lots of OP are new users that never bother to reply to the threads they started. Frustrating but we'll keep posting the same refrain on repeat because we're nice like that :)


YEAH, i have noticed that as well- something fishy is going on hahah
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

shmuey
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Postby shmuey » Thu Apr 24, 2014 9:09 am

I'm sure this isn't the same, but directly out of college and unemployed I got the Amex blue cash card with $27k credit limit (which I obviously still hold today). Anything is possible right?

whit
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Postby whit » Thu Apr 24, 2014 10:07 am

pretty sure you graduated from college before 2007/2008

otherwise your unemployed freshoutofcollege behind must have had considerable assets or something to get a 27k CL post



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