Planning to close my CSP

For just about anything you want to get off your chest about credit cards.
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MemberSince99
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Postby MemberSince99 » Fri Jan 17, 2014 12:26 pm

I'm sure you'll find a great girl when the time is right. Usually it happens when you aren't looking.
I'm sure as your income rises so will your cards. That does seem to the be only limiting factor right now. You have a nice collection of cards even now.
I'll stay put. I never imagined living here all my life but that is a possibility. Sometimes I envy you for living out there. I'm not sure I'm meant to be anywhere else.
Chase recon is easily the best one you can work with that I've ever seen. You might have to call them 3 times, and I've had to, but you just have to get the right rep sometimes. I guess it must help that you share a language with them. I know sometimes they struggle to understand me, but they hate to admit that and I've thought yeah I can kind of relate to that, but it makes it difficult for them to help me. I really would love if they would just pull one bureau. But they seem like two is how it will be. They pull TU and EX for me.
Wow that's under or up to a 10% success rate, quite a high amount who don't cut it. I'm sure you will do great just be yourself and you will make it. Just hang in there and believe and make it happen!


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Snowman
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Postby Snowman » Fri Jan 17, 2014 2:31 pm

Yeah I hope so, I've been single for the last couple of years and now I feel like I'm going to stay single forever..or maybe not lol.

Thanks, When I first started on this site-no clue what I was doing, but now I feel good that I've learned so much. And it is, but I don't think I'm going to be in school much longer so hopefully my income will rise soon.

Nah don't envy me unless you like living in a nanny state with high taxes, bad traffic, and rude as h*** people. If you like the beach and the sun then it is okay. Well that's up to you, but whatever you do, make the right decision.

Yeah they speak Hindi/Urdu (I speak Urdu) so I can understand them better. Some of them don't and speak hindi or other dialects so I don't know but it helps. As for recon they are good, but I guess I need to wait for a while and let things cool off. Really? for me they have only pulled EX, but I wish they would pull TU or EQ instead.

And yeah it is, she was telling me that only the best 10-20% that have applied are accepted, and ultimately 1% of those who start (meaning 99% will be eliminated) will make it to the road. Oh I will. I've gone through a really dark phase in my life over the last couple of years but I have started to turn it around and hopefully things will go well and I'll be part of one of the best agencies in the country. If not, at least I tried, but I will do whatever it can to make it happen.
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MemberSince99
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Postby MemberSince99 » Fri Jan 17, 2014 5:26 pm

Well you seem like a great guy to me. Stay that way. The right girl will come along when the time is right.


I know how you feel I couldn't wait to get out and start earning some money. It's liberating and scary at the same time.


Wow they only do one pull for you? That's great for you. Maybe it's because I burned them? Or just one of those things who knows!


So are you Pakistani? I know some people who speak Hindi but they are from India. So I'm guessing you are Pakistani?


You know I have no doubt you have what it takes and you will do great at it. At that and at a lot of life. I'm glad you are coming out of that dark period in your life you are a nice guy and deserve to be happy and in a better place than that. So follow your heart and your dreams and make them come true.

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djrez4
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Postby djrez4 » Sat Jan 18, 2014 12:17 am

Get a room, you two.
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Snowman
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Postby Snowman » Sat Jan 18, 2014 12:26 am

Thank you member, those words mean a lot to me. And I'm sure she will. Like one of my co-workers told me "when you know, you know"...now I understand what he meant lol.

It is, but I'm ready for it. I want to be able to do things on my own and just live a "normal" life. But I'm honored and blessed because I've learned a lot from the people on this forum and it has helped me prepare for my future in many ways and what I hope to accomplish.

Yes. Every time I pull my CR's (I buy all 3.) Chase has always pulled EX for me. It could be one of those things, but be happy that Chase is willing to give you more opportunities. They have been good to me, and along with Amex will be getting the vast majority of my spend...while the others..eh? not so much.

Yup, I'm Pakistani. But I was born in North Cal, and my parents moved here when I was five. I do speak the native language along with English and a little bit of Spanish (I spent 3 years working in a restaurant so I picked some up.) My grandparents came to Pakistan during the Partition era so they are Indian/Pakistani as well...but I don't consider myself to be Indian.

Again, thank you for the kind words. Yeah I'm glad I have been able to come out, as it was dark. I remember it all started on a Friday night in November 2010. Our school had made the playoffs and we were in one of the semi finals. I was a Linebacker and I caused a fumble, dived on it, and ended up getting into a huge pile which at the end practically broke my leg or damaged it badly. We ended up losing the next game. But I couldn't play and I felt like I let my team down. A few months after that, my friend and I were coming back from a birthday party at his cousin's (this guy was like my brother. We had known each other since seventh grade. He was my best friend, my brother..and we did a lot of things together) and we saw someone swerving all of the road coming really fast. My friend turned the car his way and ended up taking the hit. I tried to give him CPR and stuff but he passed away at the hospital. The person who hit him got a 15 year sentence and suspended license. I had started becoming depressed more and more and his funeral had me in tears...(esp during the euology....I was one of those the gave it...and it was tough). I lost my motivation, self confidence, and I started to binge eat in order to compensate (trying to make myself make the loss go away.) Before this, I was in good shape, and I've always had a lot of friends but after High School, everyone has moved on. I also went through a rough break up at the same time, where I had caught my Ex cheating...but I was nice about it when I confronted her and told her that if I didn't make her happy and she didn't want to be with me, then she could have just said so and we both move on. It happens..and she wasn't the right one I guess. My last ex was just irresponsible, and we mutually went our separate ways. In June of 2011, my grandpa passed away. He always gave me good advice and like you, encouraged me to pursue my dreams. I wish he would be still around to see me one day become a Trooper, but he's watching me and I hope to make him proud. I want to be happy again, and be the loved and respected person I was a few years ago. It's amazing how time can really change things isn't it? I realized I didn't want to carry on like this for my friend's sake and my grandpa's sake, so now I know what I want and do anything I can to accomplish it. I don't give up unless I've given my best and live a life of no regrets. Some things aren't simply meant to be.

Sorry for the long-winded paragraph..
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MemberSince99
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Postby MemberSince99 » Sat Jan 18, 2014 8:10 am

No need at all to apologize. That's a lot for anyone to go through. It sounds like you are finally getting through that, which is good. I think once you finally do come through completely you'll find you are basically the same person just with a few more experiences that you learned from and used to grow.


As far as those women go, they just weren't right for the long term. I've been with some like that as well, not really their fault, necessarily, just how it goes. But you are young there is still lots of time to meet the right one for the long haul.


That's cool you played football too. I guess you will be rooting for the 9ers this weekend?

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Snowman
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Postby Snowman » Sat Jan 18, 2014 8:25 am

Yeah it didn't seem like much at the time, but it was one thing for me after another personally. Definitely, there has been changes that I really never thought I would make or live through.

I do hope meet the right one, and I'm sure she will come one day. I'm not picky, there are just a few things I ask for and that's really it. I'm pretty simple and easy going as they come so yeah...

I did. I played LB on defense and Right Guard on offense my Freshman year. Fullback in Sophomore year, and LB only in Junior year. I didn't play senior year as I didn't want to risk injury. Yup, I'm rooting for 9ers. I like Seattle too, as their defense is great (especially with dude that never shuts up, Richard Sherman I think?) It's going to be interesting how San Fran takes their defense, Seattle's offense is okay, their RB is really good though. The I think Denver will finally avenge itself from last time and beat the Patriots. It's too bad about the Packers though, they stumbled into the playoffs and lost quickly when I thought they were going go to the super-bowl Aaron Rodgers this year. Guess not lol.
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Moneytalks
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Postby Moneytalks » Sat Jan 18, 2014 10:39 am

djrez4 wrote:Get a room, you two.


LOL, these posts have nothing to do with the CSP, but I'm glad forum members are "bonding" :)
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Snowman
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Postby Snowman » Sat Jan 18, 2014 11:28 am

Haha sorry Moneytalks. I didn't mean to go on and on lol. Anyway, I still say keep the CSP since it's a good card, and the Freedom is good too for it's categories, but as for getting a CLI, I don't think it'll happen. I've read Chase seldom gives auto CLI...but good luck with that.
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TheLethargicAge
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Postby TheLethargicAge » Sat Jan 18, 2014 5:39 pm

Member suddenly realizing the importance of "gardening" is kinda like when Betty Childs realized she was in love with Lewis on Revenge of the Nerds
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