takeshi wrote:I find it a lot easier to not obsess over utilization and balances unless I'm apping. Situations are what they are. The only control that you have is how you handle them.
I agree with you on avoiding obsession, in theory, but you never know when a ridiculous deal (like the 100k Amex Platinum from last January) will pop up. Best not to let things slip too far.
It's serendipitous that this thread appeared this morning. I went to the mailbox and found that il postino had delivered the check from Barclays that I'd been waiting for. I paid my balance on the card before the statement cut last month. Then, autopay took ANOTHER payment for the full balance out of my account on the autopay date. Apparently, if you elect to autopay the full balance, Barclays assumes you mean the statement balance, not the balance on the date of the payment. So, lesson learned, money returned.
But, everyone with Barclays cards who pays before the statement cuts should check autopay settings.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]