agp wrote:And are banks different?
Of course. While they have common regulations there's still quite a bit of leeway when it comes to policies such as this.
agp wrote:Should I call and ask for a new one, or just leave the cards alone and see what happens?
What you should do is up to you to determine. I'd just wait for the replacements.
agp wrote:Should I be worried about my cards getting closed if the card as only seen a few dollars of spending in the last 3-4 years?
Again, creditors vary. Confirm with each creditor what their policy is on closing inactive accounts.