Any new cards in 2014?

For just about anything you want to get off your chest about credit cards.
17 posts
takeshi
Centurion Member
Centurion Member
 
Posts: 1733
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Postby takeshi » Fri Jan 10, 2014 8:55 am

wiivile wrote:Who the hell spends $1,500 a quarter at movie theaters or Kohl's? (I'm looking at you, Freedom).

Does it matter who does or does not? I'm sure there are plenty that could spend that much as Kohl's in a quarter.


luvbullmarkets
Centurion Member
Centurion Member
 
Posts: 241
Joined: Thu Apr 21, 2011 1:02 am
Location: TPC Stonebrae

Postby luvbullmarkets » Fri Jan 10, 2014 1:25 pm

I am actually waiting on this new Wells Fargo Amex. I already have a PMA status with Wells Fargo. Maybe that will get me additional benefits. Heard it will be available the second half of 2014.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Fri Jan 10, 2014 6:04 pm

luvbullmarkets wrote:I am actually waiting on this new Wells Fargo Amex. I already have a PMA status with Wells Fargo. Maybe that will get me additional benefits. Heard it will be available the second half of 2014.


I had considered getting PMA status with WF, which would make the card worthwhile, but $25,000 is too much cash to keep at a bank (for me)... the money would be better invested and WF's affilated brokerage is mediocre at best.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sat Jan 11, 2014 10:43 am

Let's be honest - most lenders these days are not increasing rewards - they are cutting them. Most, not all.


The good news is they've loosened up quite a bit in the last 5 years again. The bad news is, I wouldn't expect a really great new rewards card to come out anytime soon.


So we have to take what comes I guess.

luvbullmarkets
Centurion Member
Centurion Member
 
Posts: 241
Joined: Thu Apr 21, 2011 1:02 am
Location: TPC Stonebrae

Postby luvbullmarkets » Sat Jan 11, 2014 11:05 am

otter wrote:I had considered getting PMA status with WF, which would make the card worthwhile, but $25,000 is too much cash to keep at a bank (for me)... the money would be better invested and WF's affilated brokerage is mediocre at best.


True that.

I keep slightly more than $25K at Wells Fargo as my rainy day fund / security blanket.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

luvbullmarkets
Centurion Member
Centurion Member
 
Posts: 241
Joined: Thu Apr 21, 2011 1:02 am
Location: TPC Stonebrae

Postby luvbullmarkets » Sat Jan 11, 2014 11:11 am

takeshi wrote:Does it matter who does or does not? I'm sure there are plenty that could spend that much as Kohl's in a quarter.


Note Chase picks one of the most inexpensive department stores in Kohl's. They are smart not to just be open to all "department stores" since a person would just go into Neiman Marcus or Saks and easily max out the $1,500. Only individuals with a large family will get anywhere close to $1,500 at Kohl's.
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

"Attack this day with a level of enthusiasm unknown to mankind." - Jack Harbaugh

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sat Jan 18, 2014 8:29 am

Otter I just figured out you are Otter69 on FICO, I'm guessing the numbers are either your year of birth (most likely) or your favorite hobby.


That cracked me up where you said you are a botanophobe! And the comment about them all going for Commenity cards they have no real use for except to get approved!



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 0 guests