MemberSince99 wrote:They say it's a FICO, which to me means not a FAKO but a genuine FICO score.
I set my account to let them show me what it is and they say on 12/20 it was 799. (TU).
That seems quite a bit higher than I was expecting so I'm wondering if anyone has actually purchased a FICO score from MyFICO and compared the two?
To answer your initial question...yes, it's accurate. If it says FICO, then it is.
Barclays, like WalMart and Discover, provide the TU08 model. MyFICO TU score is TU98. Neither are used much by lenders. TU04 is commonly used by most lenders, though there appears to be more movement toward the TU08 model. Hence, these providers supplying TU08 scores.