- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I wanted to update my address now that the old one is gone, for obvious reasons.
I was going to pay FICO for reports then use the dispute process, but I don't really want to drop 60 dollars on FICO, I can think of better things to do with the money. Then I remembered it's been a while since I bothered with my free annual credit reports. I thought great I can do this for free!
Not so fast there guy.
I first tried to do it with EX. They will not allow me to dispute my current address online. I have to call them for "security purposes", that infamous catchall reason to justify everything which really means nothing, since doing it online you are over https meaning it's encrypted, where I have a Verizon cellphone and most of us know how secure that is these days (not at all, just ask the NSA about that).
Then because I'm still online and don't want the session to time out while I'm doing this, I move on to TU. I attempt to dispute with TU, it demands I log in. I log in, and then it grays out the dispute button, and that's that. You can't do a thing from there to get it to enable, nor can you relogin or log out, nor did I even get a message saying hey you didn't log in correctly idiot. So I'm just lost at that point and can't do a thing.
Finally we come to EQ. When I go to correct the address, then it demands I scan and send them acceptable documents proving my address to them.
At that point I said to hell with the whole thing.
I find it ironic that any creditor can and will update my address with them and not have to prove ANYTHING to do so, but I have to prove my own address.
I guess the hell with it, eventually maybe my creditors will do it for me and it will be done as they can put whatever they want in my file without proving a thing. If not, oh well, it's just not worth the effort.