- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
It's risky to add a friend as an AU. My mother has always taught me to never loan or borrow from a friend. But since you're not actually giving them a card, it sounds like you're just letting them get a free ride on your credit score. No harm done really.
However, I wouldn't change any of the addresses since you're not issuing them a card. Just put the AU's address as your own. I doubt the card issuer will ask for a bill statement with the address on it since they're just an AU. The issuer may report the address to credit unions. I know my credit report has a list of every single address I've lived in over the past five years.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).