- Centurion Member
- Posts: 235
- Joined: Tue Mar 12, 2013 10:10 pm
- Location: United States
After much consideration and that amazing sign-up bonus offer, I decided to app for the CSP. I got a $19K line on instant approval. I figure I'll use the free year to spend down my United miles (after yet another trying flight, I'm calling them out on being the bad actor...this time they wouldn't "call" the delay and tried to tell me I was too late to check in a bag when my plane was still 2 hours away from the airport - yes, they ended up taking it, but said that "it might not make it on my flight if we take off on schedule," and, yes, I asked the agent if they were planning to install a wormhole to get the plane there in under 45 minutes), and then cancel the MP card. In the grand scheme of things, I have 2 on-time mortgages, an on-time student loan, an on-time paid-off car loan that won't drop off my report until 2019, and (now) 5 credit cards I don't carry a balance on, so even if I want to buy something big while the CSP ages, losing that one line won't hurt too bad (no way am I paying the fee again to be trapped with miles from an airline I can no longer rely on...and just FYI, while the mileage conversion for hotel rooms is fairly robust (you can get a $300 room for about 25K miles), the number of hotels available through MP is pretty limited).
Target Visa $1.5K