- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
Figure out the rewards calendar for the Freedom and Discover, put the relevant spending on each card, and earn your 5% cash back! They both have rewards malls, too. I recently saved over $20 by using Shop Discover to purchase from Backcountry.
I recommended using all of your cards. It's really not hard to balance more than one card: set up e-alerts, pay your balance online before it's due, and then go about your day. In time both Chase and Discover will come to value you as a cardmember and will approve CLI and your AAoA will go up.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).