- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
Any decent travel rewards card charges an annual fee. The only cards that don't have a AF either offer low earnings or don't meet your request for bonus rewards categories of "grocery/gas/utility." Given your requirements, these cards might suit her needs: AmEx Blue Sky, Chase Sapphire, Citi Expedia.
This is why many of us have multiple cards. No one card has it all. I do think she may be better off with a cash rewards card. If you decide to go that route, try the AmEx BCE.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).