Should I get the CSP?

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sj632
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Postby sj632 » Fri Nov 29, 2013 2:30 pm

One thing I forgot. They changed the requirement for 40k bonus points. You only need to spend 2k not 3k to get it


whit
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Postby whit » Sun Dec 01, 2013 9:58 pm

congrats on the card, the 2k spend vs 3k spend is based on where you applied. if you applied in branch its 2k, online its 3k

i always figure its better to apply in person so that if anything happens i can hold someone else responsible but a lot of times i do it online just to avoid the hassle of going out of my way (if the place of business is not convenient) or fear of overly pushy folks

PhoenixDown
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Postby PhoenixDown » Mon Dec 02, 2013 12:42 am

Visa's signature cards have some soft perks over the non-signature cards. One that comes to mind is half price movie tickets on Friday's which is really good if you want to see a 3D IMAX movie. There are others.

MemberSince99
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Postby MemberSince99 » Mon Dec 02, 2013 6:53 am

That is a really nice starting limit, congratulations. Most people seem to get 5k. You did really well there.


And combining the other two makes perfect sense. Visa Signature cards actually offer you a lot of perks, they have a site dedicated to what those are via concierge if you Google it. So there is more of a difference than the limit the person he spoke with is misinformed, though maybe from underwriting's perspective that's the only thing they care about and that's what they really meant. Who knows. Anyway there are perks or benefits to it.

takeshi
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Postby takeshi » Mon Dec 02, 2013 8:11 am

sj632 wrote:I did asked what the difference was between the one with and without signature. He made a call and the person he spoke with said the only difference was the credit limit. Never mention if the signature had benefits or not. I found that to be odd.

Visa's site has details on Signature benefits:
http://usa.visa.com/personal/visa-signature/benefits/index.jsp

sj632
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Postby sj632 » Mon Dec 02, 2013 10:12 am

Has anyone tired using the visa concierge from either the freedom or csp? If so what has your experience been?

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djrez4
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Postby djrez4 » Mon Dec 02, 2013 12:22 pm

I've used them to find a dog-friendly hotel in the small town we were moving to. They found the same place (only one) as Amex Platinum concierge. I don't recall who was faster.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
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samhradh
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Postby samhradh » Mon Dec 02, 2013 12:54 pm

PhoenixDown wrote:Visa's signature cards have some soft perks over the non-signature cards. One that comes to mind is half price movie tickets on Friday's which is really good if you want to see a 3D IMAX movie. There are others.


How do I get this? I don't see it listed on the VS site.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

sj632
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Postby sj632 » Mon Dec 02, 2013 4:00 pm


sj632
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Postby sj632 » Mon Dec 02, 2013 6:14 pm

Got the card today when I got home from work. I have to admit I was disappointed with the weight/thickness after hearing all the build up from here and other places.

They seemed to have made it the same thickness which I guess is good considering I heard stories of it not being able to be used to pay at certain locations.

Oh well that just goes to show you get it for the rewards and not the card. I am looking forward to the bonus and using the flexible points for travel :)



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