What was the first card you ever had?

For just about anything you want to get off your chest about credit cards.
37 posts
ilikeme1
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Posts: 45
Joined: Sat Jan 12, 2013 9:28 pm
Location: texas

Postby ilikeme1 » Tue Nov 19, 2013 10:40 am

Wells Fargo College Visa (closed it) and USAA Platinum Master Card (still have it, now world master card)
Wallet:
AMEX BCP: 9K (2012) (every day expenses, gas, groceries, department stores)
AMEX Zync: NPSL (2011) (large expenses)
AMEX Costco: 4k (2013) (Costco, gas, and restaurants)
Discover IT: 5K (2010)
PenFed Plat Rewards Visa: 3K (2012) (Gas, Target)
USAA Plat MC: 7K (2010) (everyday expenses, places that do not take Amex or Discover)
US Bank Cash+: 7K (2012)
Target REDCard 3k (2013)


thom02099
Centurion Member
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Posts: 476
Joined: Sat Apr 13, 2013 7:49 pm
Location: Colorado, USA

Postby thom02099 » Tue Nov 19, 2013 5:21 pm

First card/charge card...a Carte Blanche from the early 70s. Fresh out of college, had a decent job making good money, so I applied...by paper app....and got the card about a month later. Apparently, approvals were more income driven back then, since I had no file at all. It was some sort of promo thing IIRC. Got an AMEX Green Card in 1976. Wish I'd been smarter back then and kept both!
Retired, and in the process of retiring cards!
EQ = 850 EX=849 TU = 850 as of 07/2017

joemacgames
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Posts: 14
Joined: Thu Nov 07, 2013 9:48 am
Location: Florida

Postby joemacgames » Tue Nov 19, 2013 11:48 pm

Discover IT Student a few months ago with a 1k limit. Im 20.
American Express
Premier Rewards Gold Charge Card NPSL [12/13]

Discover
Discover IT Student 1.3k [8/13]

MasterCard
NFCU GoRewards 2k [11/13]

Scores
TU: 687 EX: 680 [11/13]

rockyrock
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Posts: 895
Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Wed Nov 20, 2013 2:02 pm

It was either a Citibank or Chase student VISA with a $600 limit in 1994.
Sapphire Reserve: travel & dining
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else

keno
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Posts: 9
Joined: Fri Mar 15, 2013 1:27 pm
Location: WI

Postby keno » Wed Nov 20, 2013 3:47 pm

I think mine was a CapOne with a $400 limit or something like that in 2001.
AmEx Zync NPSL
Discover It 8.4k
BofA 5k
NASA 4.8k
Chase Freedom 4.7k
AmEx Clear 2k
CapOne Quicksilver 1k

Obi-dan
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Posts: 190
Joined: Fri Aug 02, 2013 2:35 pm
Location: Houston, TX

Postby Obi-dan » Wed Nov 20, 2013 5:16 pm

I got a MasterCard issued by a local bank that has since been assimilated. My limit was $500. This was in 1990, right before I went to college. Man, $500 seemed like a crazy amount of money someone would trust me to borrow.
Cards:
Chase Sapphire Preferred
Marriott Rewards
Citi Hilton
Barclay Arrival
AMEX BCE (member since 95)
Chase Freedom
Discover It
Wells Fargo Platinum
Barclaycard (Apple)
Local Credit Union Visa (buy local!)


FICO Scores:
TU: 824 (Aug 2014)
Experian: 789 (Aug 2014)
Equifax: 807 (Aug 2014)

giraffe
 
Posts: 2
Joined: Tue Nov 19, 2013 9:00 pm
Location: United States

Postby giraffe » Wed Nov 20, 2013 6:02 pm

BoA Platinum Visa. $700 CL, in 2009.

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FastSRT8
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Joined: Thu Apr 19, 2012 1:32 pm
Location: Canada

Postby FastSRT8 » Wed Nov 20, 2013 6:13 pm

Classic Amex Green
Carpe diem quam minimum credula postero!

jmtdallastx
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Joined: Mon Oct 29, 2012 1:43 pm
Location: Dallas, TX

Postby jmtdallastx » Thu Nov 21, 2013 9:08 am

Macy's in '89 for $300.

samhradh
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Joined: Thu Nov 21, 2013 1:13 pm
Location: United States

Postby samhradh » Thu Nov 21, 2013 5:06 pm

I was a senior in college when I decided it was finally time to get my own credit card. The first card I applied for was the Citi Forward. I applied online and it said they would mail me a decision. So, in the meantime, I walked down the street and got a credit card from my local bank: BB&T. I think the CL was $500? A few days later the acceptance letter and a card from Citi came. CL on that was probably about $2,000.

I cancelled the BB&T two years later because it had little to no rewards program. I still have my beloved Forward; if Citi ever changes its rewards program I will be so sad.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).



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