djrez4 wrote:I like my Amex revolvers, but when I call Amex customer service, I call the Platinum line. So, no real basis for comparison there.
After 13 months on the BCP, you could transfer the limit to the BSP and then convert to a BCE. It would double your limit on the card. You may also be able to get a CLI by then. My first 3x was declined for lack of history with Amex. My second, six months later, was approved instantly. My third - just now - also approved instantly.
For the CSP, I received an auto-CLI. I asked for a soft-pull CLI in March and was offered a hard-pull instead. I declined and then went to Europe and spent $2500 or so on hotels and restaurants. After I paid it off and the next statement cycle ended, Chase decided to up my limit by $3000. Essentially, I showed them that I was the type of customer they wanted for the CSP.
If they were willing to give you a $5000 limit up front, I bet they'll be willing to let is grow. You've had the thing for six months. Give them some time to warm up to you.
You may be the type of customer they want, but I'm not in the same category you have to remember. I know a lot of you guys make big bucks here and that's great, but I'm not in that club. Hell the cable company just jacked my bill up by 20 a month (again!) and I'm going to call and see if I can get a deal and if not, cut more from it. This is kind of off topic but I remember back when they de-regulated it, all the right wingers were howling their usual litany of lies about how all the competition was going to drive prices down to nothing and we consumers were going to get a huge boon here. Every time they say that without exception a working class guy like me takes it up the butt, so I was skeptical to say the least. And guess what? No one is going to come into an area where one company already has a monopoly on service, and install their own cabelling at a massive amount of money to try to compete, when the original company will just drop prices and wait them out then raise the prices sky high again after the competition goes under. Think about it.
Anyway, I don't have that kind of money to spend, my pay has been static for essentially 5 years now, and shows NO sign of going up (and in this economy I'm lucky to have a job at all. I was told at job interviews basically I'm MASSIVELY overpaid as it is) but prices and taxes and health care keeps going up and up and up. I don't like to think about the future because I don't like what I see. Further I really don't see an answer staying within the system.
But my point is, I'm not THAT sort of customer for them. I'm not even true Amex material.