- Gold Member
- Posts: 37
- Joined: Sun Dec 30, 2012 6:28 pm
- Location: Houston, Texas
I'm thinking about just having the freedom for now, and building even more credit because I intended to get a house in the future, and car. I'm wondering should I get a credit card at all? I am a responsible person, and I am wondering with this further help my credit having at least one entirely in my name (not too concerned with the cashback), and with the no annual fee, it seems like a wise choice, but I'm no expert. I wonder if there is any no activity fee, or a fee if I only charge a $70-80 phone bill a month only on it?
Is a card that can grow with me in the future?