Upgrading card information

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Upgrading card information

Postby trainypooh » Sun Nov 03, 2013 11:10 pm

So recently my mom called me and told me that capital one sent me a letter in the mail saying I am eligible to upgrade my capital one platinum card to the capital one quicksilver card I believe. I was wondering if my current APR would increase at all if I were to upgrade? My current APR is rather low grandfathered in at %8.15. would upgrading be a good idea? It is rather enticing to have an upgraded awards card. :)
My Wallet:
Discover IT - $9500
AMEX BCE - $9000
Chase Freedom - $5000
Capital One Quicksilver - $2700

Future Cards:
Chase CSP

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Postby MemberSince99 » Thu Nov 07, 2013 12:44 pm

Call and ask to speak with an analyst and ask them about it. I would not ask the CSR as they read from scripts and have no clue what they are talking about. The analysts they have do have a clue and should be able to steer you right.

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Location: IA

Postby jumbo » Thu Nov 07, 2013 1:18 pm

most probably the APR will stay the same.. (mine did, though I do not have as low APR as you do)
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

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