- Centurion Member
- Posts: 475
- Joined: Sat Apr 13, 2013 7:49 pm
- Location: Colorado, USA
[quote="Mrm-na"]There are services where you can buy a credit score, but I don't know much about them. The only one I know of is myfico which sells a FICO 98 score, or whatever it's properly called. As the name implies, it's an old score model. I don't know where you can buy a score that's more relevant to what most creditors actually use nowadays.
The TU score from MyFICO is indeed the TU98 model, which is an old model not used by many lenders. For many, it's not a lot better than a FAKO for score purposes, but the reports are accurate.
If you're interested in all three scores, and you should be, one can get all 3 from MyFICO. They normally cost $19.95 but there are a variety of discounts available to knock a few bucks off the reports. If one Googles "FICO discount code", the most recent ones will come up from several reliable sources. The trick to use is to input your reports singularly, rather than a tri-pull, to get the proper discount.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016