- Centurion Member
- Posts: 639
- Joined: Sat Aug 24, 2013 8:45 pm
- Location: Grand Forks, ND
Welcome to the forum, Whitmanjr!
As Obi-Dan said, you should go with a card which meets your needs. With Amex and Chase, they usually like to see 2 years of revolving account history, but they have been exceptions... There are a few good CapOne cards which are easy to get with limited credit. The Capital One Quicksilver One should be easy for you to get and gives 1.5% rewards on everything. Bank of America has some good rewards cards, but they can be picky about who they approve- you might want to do the BoA secured card with cash rewards which will unsecure after a year of good use.
After you get your first couple of cards, it should be easier to get the better cards pretty quickly with your history of installment loans.
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450