- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
Ok I got you. Going to Mexico may be diffeernt still try Googling it and see if you can find another solution.
The problem is, it's a little late to worry about the amount now. They got the judgement, you were served, you needed to respond in 30 days, or you need to convince a judge why you simply could not do so. The judge is going to assume that if it were important for you to defend yourself, you would (and should) have done so when you had the chance, not after the fact.
Because of this, it's going to be very difficult to try to get it reduced now. From their viewpoint, they got the judgement on you,why give you a break now when they can just go after your house/bank account/wages for the full amount IF they can find you to do it? And it's getting harder to hide from these people all the time. Heck even keeping the fascist govenrment out of our email conversations and phone calls is becoming difficult, let alone trying to hide from people you owe money to.
So I don't have advice at this stage. If you were just served you would have leverage, but now that leverage is diminished since they got the judgement and you were properly served (and no I don't think they knew you were leaving they just "got" you in time).
You can try, but since they got the judgement on you, when they get a bead on you and your assets, expect to see them move in like a drunken frat boy on a cheerleader (ok maybe that's an inappropriate analogy here but you get the idea).
I'd suggest if you can, getting a loan you can pay over time for the judgement amount. Once you have the money, contact them using a cheap throwaway phone or via a garbage email address you create on Yahoo or Gmail, tell them your name and account number (use fake info for the email account by the way) and tell them that you'd like to put this behind you and move on in life but that things are tough right now and would they take a flat amount X say 3K if you could raise the money right now to settle this in full and give that to you in writing?
Watch out for their tricks, but even if they sting you, you have the money so you aren't out more than you would have been anyway, and you MAY be able to work a bargain this way. You could hire a lawyer to negotiate for you but he can't do anything more than you can do at this point and that will cost you further $$$ and if it was for a big amount of money that might make sense but for 4k it's not worth it.
Think about this too - if you were them and you got the judgement would you suddenly agree to take massively less if you figure eventually you'll find the person and get them anyway? It might take years, if you screw up and it's easy to do, they will get you. Even those background checks for jobs check your credit and they ask your address, you put in your real address and they will soon know where you live and your new employer too potentially and are a step closer to nailing you. I can tell you when I was hiding from them, I screwed up once and put my current PO Box on the background check form. Lucikly Experian screwed up by sending me a letter there thanking me for updating my information with them - I immediately and I mean RIGHT NOW closed that box and opened another in another city. But that's what you are facing, living in constant fear, it became a way of life for me that took a while to break once I didn't have to do it anymore but because they have a judgement on you, it won't end after 6 years with the SOL like my private hell did. So don't live like I did man, I hated it. Do what you have to do to put this behind you and be done with it and be wiser for the future.